Financial Services

We provide you with a comprehensive plan that incorporates your values and encompasses your overall financial planning, retirement planning, investment management, risk management, tax, and legacy goals and objectives.

We craft your financial plan so that it is tailored to you and is a direct reflection of your priorities and what you truly value in your financial life. The plan is influenced by your goals, objectives, time frames, risk preferences and beliefs. We then construct “what-if” scenarios so that you can effectively navigate and evaluate the many choices and respective trade-offs you face throughout your financial journey.

We help you navigate a successful path to retirement by setting goals, assessing income and budgeting needs, determining future capital expenditures, estimating tax impacts and managing utilization of your financial resources. The result provides you with clarity regarding your timeline and how well prepared you are for this exciting chapter in your life.

We are intentional about risk and realize investment returns are a byproduct of a sound risk management focus. We construct your unique portfolio with your values, goals and objectives in mind. You receive a tailored portfolio allocation consisting of a curated selection of managers and strategies consisting of individual equities, exchange-traded funds, alternative investments and individual fixed income.

We assist you by evaluating and designing your insurance portfolio which may consist of life, long-term care, disability, medicare, health, annuity and property/casualty policies. We can secure coverage for you or work directly with your current insurance provider.

You’ve worked hard for what you have earned and with that in mind we help you protect your wealth. We are proactive and pragmatic when it comes to tax-efficient decision-making regarding your current income, investment portfolio, retirement accounts and business activities.

If you are retired and relying upon your portfolio for income, we craft solutions that enable you to maximize a sustainable after-tax withdrawal strategy from your taxable investments and retirement accounts. This incorporates optimizing asset location, utilizing tax-advantaged accounts such as IRAs, 401(k)s, and deferred annuities, as well as managing capital gains distributions. It is not uncommon for us to work directly with your CPA facilitating a free flow of data to ensure congruence of strategies utilized.

We assist you with leaving a legacy to certain individuals in your life and/or causes that you are passionate about. If you have an existing estate plan, we will review your will, advanced directive, powers of attorney and trust documents to ensure that they are structured to carry out your objectives and desires. Should you require an estate plan, we can provide introductions to estate planning firms or independent trust companies.